ABOUT US

DELIVERING HIGH QUALITY SERVICE

Royal American Companies

OUR STORY

Everyone wants a place to call home. This basic need is the foundation for Royal American Companies, a vertically integrated family of real estate companies specializing in the development, construction and management of multifamily communities.

A firm belief you “help who you can” has driven over 50 years of advocacy and innovation in building, maintaining and serving multifamily communities and the people who call them home.  With experts in every field organized to work seamlessly together, Royal American takes an innovative approach to challenges and ensures a consistent standard of excellence for the complete life-cycle of developing, building and managing multifamily communities. 

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Promoting Teamwork & Innovation

MEET OUR TEAM

With experts in every field and organized to work seamlessly together, the depth of knowledge our team members bring to the table enables Royal American to take an innovative and integrated approach to challenges and ensure a consistent standard of excellence for the complete life-cycle of developing, building and managing multifamily communities. 

Kerri Toth

Kerri Toth

President CPM ®

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Scott Clemo

Scott Clemo

Executive CPM ®, Corporate Broker, Vice President Commercial Division

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Denise Ost

Denise Ost

Executive Vice President

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Jim Boyd

Jim Boyd

Vice President of Development & General Counsel

Steve Summerbell

Steve Summerbell

Vice President of Construction, Containers & Southern Coastal Homes

John Lewis

John Lewis

Vice President of Development

Kimberly Maggard

Kimberly Maggard

Senior Vice President of Operations

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Brittany Walsh

Brittany Walsh

Vice President of Marketing

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Mike Correll

Mike Correll

Vice President of Information Technology

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Veronica Ramsey

Veronica Ramsey

VP of Compliance

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Judy Williams

Judy Williams

Regional Vice President

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Missy Dugas

Missy Dugas

Regional Vice President

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Marilyn Urroz

Marilyn Urroz

Regional Vice President

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Jeanne Hatten

Jeanne Hatten

Regional Vice President

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Melissa Nichols

Melissa Nichols

Regional Vice President

Tonya Ward

Tonya Ward

Assistant VP of Project Support

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Philip Sullivan

Philip Sullivan

Controller

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Jennifer Anderson

Jennifer Anderson

Director of Human Resources

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Sonya Knight

Sonya Knight

Director of Resident Services and DE&I Committee Chair

Susan Haselden

Susan Haselden

Director of Contracting

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Dave Kennedy

Dave Kennedy

Director of Maintenance

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Lori Agudo

Lori Agudo

Director of Training & Talent Development

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Kerri Toth

Kerri Toth

President CPM ®

Since 2008, Ms. Toth has served as president of Royal American Management (RAM). She began her journey with RAM in 1997 as a regional manager. Ms. Toth is responsible for all aspects of company operations. She also oversees IT, HR and Risk Management for all Royal American Companies. Ms. Toth has been in the property management industry since 1993 and has extensive experience in marketing and management of stabilized and new construction properties as well as those in the rehab process. She graduated Magna Cum Laude from Peirce College with a degree in Business Administration with a concentration in Real Estate Management. Ms. Toth is a Certified Property Manager (CPM) designated through the Institute of Real Estate Management (IREM) and holds an active Florida Real Estate Salesperson License. Ms. Toth served as Past President and was a board member for 10+ years for IREM North Florida Chapter, and past board member of the National Housing & Rehabilitation Association (NH & RA.)
Scott Clemo

Scott Clemo

Executive CPM ®, Corporate Broker, Vice President Commercial Division

As Corporate Broker for all affiliated Royal American Companies, Mr. Clemo is the licensed individual facilitating all third-party management and brokerage activities. As Vice President of RAM’s Commercial Division, Mr. Clemo oversees acquisition, development, construction and management of all commercial properties. The Commercial Division portfolio includes office, retail, condominium and hospitality properties in Northwest Florida. He also oversees telecom revenue opportunities at market-rate multifamily properties. Mr. Clemo holds the prestigious Executive CPM® designation for Royal American Management, Inc. It is the highest designation achievable through the Institute of Real Estate Management (IREM) allowing RAM to become an Accredited Management Organization (AMO®). He also currently maintains Real Estate Broker Licenses in 14 states throughout the Southeast and Midwest. He graduated from the University of Florida with a Bachelor of Science degree in Sports Management.
Denise Ost

Denise Ost

Executive Vice President

Ms. Ost is responsible for the oversight of all aspects of property management operations for the RAM Portfolio of multifamily communities located throughout the Southeastern United States, Missouri, Texas, and the US Virgin Islands as well as all of the RAM support staff; Maintenance, Contracting, Resident Accounting, and Compliance. She is headquartered in the Panama City Corporate Office and is ultimately responsible for the supervision of all RAM operational staff to include: Support Department staff, Senior VP of operations, Regional VPs, Regional Managers, Area Managers, and all on-site staff. Ms. Ost has extensive experience in all supervisory levels of multifamily property management for both luxury and affordable housing. She began employment with RAM in 1979 and has since served in the positions of Site Manager, Regional Manager, Regional VP, Division VP, Vice President of Operations, and Senior VP of Operations.
Jim Boyd

Jim Boyd

Vice President of Development & General Counsel

Steve Summerbell

Steve Summerbell

Vice President of Construction, Containers & Southern Coastal Homes

John Lewis

John Lewis

Vice President of Development

Kimberly Maggard

Kimberly Maggard

Senior Vice President of Operations

Ms. Maggard is responsible for the overall strategy, management, and profitability of RAM’s multifamily communities. She manages client relationships and oversees all aspects of property management operations. Mrs. Maggard supervises Regional Vice Presidents and Regional Managers, in addition to the over site of the Training and Maintenance Departments. She is a CPM (Certified Property Manager) candidate through the Institute of Real Estate Management (IREM) and has earned the National Apartment Association’s (NAA) accredited designation of Certified Apartment Property Supervisor (CAPS), as well as National Affordable Housing Management Association’s (NAHMA) Certified Professional of Occupancy (CPO). Kimberly is a State of Florida licensed Real Estate Sales Associate. She graduated from Florida Atlantic University with a Bachelor of Science Degree in Business Administration Management. Ms. Maggard served on the Executive Committee of the Florida Apartment Association (FAA) as past President as well as on the Apartment Association of Greater Orlando (AAGO) as past President. She also serves on the Apartment Association of Greater Orlando (AAGO) Foundation Board as President and formerly as Secretary/Treasurer and on numerous NAA committees and advisory boards.
Brittany Walsh

Brittany Walsh

Vice President of Marketing

Ms. Walsh leads all facets of marketing and branding for Royal American Companies. She is responsible for development and implementation of innovative, brand-building marketing plans and strategies for existing and new properties in RAM's portfolio. Ms. Walsh began her career with RAM in 2006 as Marketing Specialist, and soon became a Marketing Coordinator before her promotion to RAM Director of Marketing in October of 2010. She became Vice President of Marketing in 2019. She graduated from Florida State University and holds a bachelor’s degree in Professional Communications.
Mike Correll

Mike Correll

Vice President of Information Technology

Mr. Correll is responsible for all facets of Royal American Companies information systems. He handles everything from identifying and developing future technology needs, to recommending implementation strategies and priorities, and overseeing projects that will best achieve the organization’s strategic IT objective. His department supports everything IT related including computers, printers, servers, mobile devices, wireless and wired networking and telephony just to name a few. With policies, procedures and other guidelines in place the IT department strives to provide excellent support in a timely manner. Mr. Correll has been working in the information technology field, for over 25 years, most of which has been in a managerial role. He started working for Royal American in 2011. Mike has an A.S from Gulf Coast State College and holds numerous certifications including CompTIA Cloud+ Certification, CompTIA Security+ Certification, CompTIA Network+ Certification, CompTIA A+ Certification and multiple FEMA NIMS Certificates.
Veronica Ramsey

Veronica Ramsey

VP of Compliance

Veronica is responsible for compliance, reporting, and affordable training requirements for all properties in the RAM portfolio. She ensures all compliance requirements are met at the local, state, and federal levels for HUD, RD, and Housing Credit communities, as well as communities with layered funding. With over 20 years of experience in the real estate and multifamily industry, Ms. Ramsey brings a wealth of expertise. She has experience in multiple leadership roles within the affordable housing industry. She served as a Director of Housing, overseeing construction/rehab development, operations, and compliance, oversaw the compliance department for one of the largest national affordable property management companies, as a Regional Manager for a national property management company, and as Compliance Manager with Kentucky Housing Cooperation, auditing and training for multiple funding sources including but not limited to LIHTC, HOME, Trust Fund, Section 8. Ms. Ramsey is a member of NAHMA, SAHMA, and NAHB. She holds numerous industry certifications including Housing Credit Certified Professional (HCCP), Tax Credit Specialist (TCS), Certified Occupancy Specialist (COS), Certified Professional of Occupancy (CPO), Fair Housing Compliance (FHC), Housing Quality Standards (HQS) certifications and is a CPM Candidate. She has also served as Kentucky’s State Meeting Coordinator for SAHMA.
Judy Williams

Judy Williams

Regional Vice President

Mrs. Williams is based in the Panama City Corporate office and is responsible for overseeing all facets of property management operations for Royal American Management properties located in South Alabama, South Georgia, South Mississippi and throughout Northwest Florida. Ms. Williams began employment with RAM in 1998 and during that time has garnered a wide range of experience in property management including management of Tax Credit, Conventional, HUD and Rural Development, Family and Senior Housing, and lease up of new construction and rehabs. She holds the designation of Certified Apartment Property Supervision (CAPS.) Prior to her employment with RAM, Ms. Williams served as a District Manager with Hardees restaurants for years. During her tenure with Hardees, she was responsible for the day to day operations of seven restaurants. Ms. Williams attended Jacksonville State University and Gadsden State Jr. College.
Missy Dugas

Missy Dugas

Regional Vice President

As Regional Vice President of Operations, Ms. Dugas is responsible for overseeing all facets of property management operations for the Tennessee, Texas, US VI, and Central Florida Regions of the RAM Portfolio. She is based in the RAM Orlando, Florida Regional Corporate Office. Ms. Dugas started her career in property management in 1996 and has over 20 years of experience in the multi-family industry. She has extensive knowledge managing Conventional, Student Housing, Tax Credit, HUD, RD, senior communities, rehabs, and lease up of new construction. She holds the following designations: Certified Property Manager (CAM) and Certified Apartment Property Supervisor (CAPS) through the National Apartment Association, is a Certified Professional of Occupancy (CPO) through the National Affordable Housing Management Association and is a Certified Property Manager Candidate (CPM®) through the Institute of Real Estate Management.
Marilyn Urroz

Marilyn Urroz

Regional Vice President

As Regional VP of Operations, Ms. Urroz is responsible for overseeing all facets of property management operations for the South Florida Region of the Royal American Management Portfolio. She is based in the RAM Miami Regional Corporate Office. With over 15 years of experience in the property management industry, Ms. Urroz has extensive knowledge of Tax Credit, Conventional, and HUD family and senior communities. She has successfully leased up new construction communities and rehab projects. Ms. Urroz has worked closely with multiple nonprofit organizations to oversee and manage communities that provide quality housing for individuals taking the next step out of homelessness. She began employment with RAM as a Community Manager in 2010 and as she continued her professional growth and increased her leadership skills, she moved up through the company ranks, and was promoted to Regional Vice President of Operations in 2019. Ms. Urroz holds the following designations: Certified Apartment Property Supervisor (CAPS), and Certified Occupancy Specialist (COS). She is also fluent in English and Spanish.
Jeanne Hatten

Jeanne Hatten

Regional Vice President

Ms. Hatten is responsible for overseeing all facets of property management operations for a portfolio of RAM managed properties located in Alabama, Georgia, North Carolina, South Carolina, Tennessee, Texas and Jacksonville, FL. Regional Managers under her supervision are in the Atlanta, GA and Jacksonville, FL offices. Ms. Hatten has fourteen plus years' experience in the multifamily housing property management industry to include the management of Tax Credit, Conventional, HUD, Senior Living as well as New Construction lease up and rehabs. She began her multifamily industry career in the North Georgia Mountains in 2005 as a leasing consultant, and advanced in her property management career quickly, coming to Royal American in 2016 as a Regional Manager. Ms. Hatten holds the designation of Certified Apartment Property Supervisor (CAPS.)
Melissa Nichols

Melissa Nichols

Regional Vice President

Tonya Ward

Tonya Ward

Assistant VP of Project Support

Ms. Ward is responsible for the functionality, support, and procedures relating to RealPage/OneSite software at all RAM-managed properties and for the implementation of the software at all new sites entering the RAM Portfolio. She is responsible for the implementation of new OneSite software features and product upgrades and for monitoring existing procedures to ensure the maximum efficient use of all software capabilities. Tonya and her staff provide training and ongoing one-on-one support to site staff as necessary. Any issues are quickly remedied. RAM uses the following RealPage OneSite products: Leasing and Rents, Document Management, Facilities, RealPage Accounting, and all three affordable compliance products. Tonya began her career with Royal American in 2000 and has 23 years of experience in multifamily housing. Previously, Tonya served as the AVP of Accounting for Royal American where she oversaw the Accounts Payable department for over 15 years.
Philip Sullivan

Philip Sullivan

Controller

As Controller, Mr. Sullivan oversees all aspects of the Accounting Division to include apartment and corporate accounting functions. He directly supervises five department managers and oversees a staff of 30 which includes job cost, accounts payable, payroll and general ledger accounting. Mr. Sullivan graduated from Florida State University in 2006 with a bachelor’s degree in Business Administration. He worked in management positions within the hospitality and tourism industry before obtaining a Master of Accountancy from Auburn University in 2012. He then worked as an auditor in public accounting before returning to work in private industry, specializing in real estate management and construction. He joined Royal American Companies as the Vice President/Controller in 2021. Philip is a native of Panama City and a licensed CPA in the State of Florida.
Jennifer Anderson

Jennifer Anderson

Director of Human Resources

Ms. Anderson is responsible for the leadership and management of the Royal American Companies Human Resources department. Her Human Resource responsibilities include healthcare benefits and compliance, retirement savings plans, compensation, employee relations, employee policy and procedures, performance management, learning and development and recruitment. She holds the PHR (Professional in Human Resources) Certification. Ms. Anderson joined the Royal American family in 2003 and has over 20 years of Human Resource experience. She worked in the Payroll Department for 3 years before transferring to the Human Resources department as an HR Assistant. She attended Joliet Junior College in Illinois.
Sonya Knight

Sonya Knight

Director of Resident Services and DE&I Committee Chair

Susan Haselden

Susan Haselden

Director of Contracting

Ms. Haselden is responsible for supervising the contract administrators in the procurement of services and repairs including writing scopes of work for all RAM-managed properties. She also negotiates pricing for National Account Agreements and oversees the monitoring of all supplier and contractor compliance with licensing and insurance requirements while performing work on the properties. Ms. Haselden began working for RAM in 2009 as a Service Contract Administrator and has served in the positions of Contract Specialist and Contract Manager. She was promoted to RAM’s Director of Contracting after receiving her Master’s Certificate in Contract Management (CCM) from George Washington University School of Business.
Dave Kennedy

Dave Kennedy

Director of Maintenance

As Director of Maintenance, Mr. Kennedy is responsible for the oversight of all maintenance related items for all Royal American managed communities. He also oversees all safety and maintenance related training programs and works with the Safety Committee to prepare and oversee the company safety manual and hurricane preparation and procedures. Mr. Kennedy identifies and assesses maintenance issues, coordinates and plans for their remediation with the maintenance and community staff. He is a member of the “property transition team” and evaluates/trains maintenance personnel on site and identifies any major physical needs of the property when RAM assumes management of a new community. Mr. Kennedy joined the Royal American family in 2002. He has over 25 years of experience in the industry working on negotiations, capital needs assessments, implementing preventative maintenance programs and training service technicians. He holds a Pool & Spa Operator Certification (CPO), Environmental Protection Agency Certification (EPA) and Certificate for Apartment Maintenance Technicians (CAM-T).
Lori Agudo

Lori Agudo

Director of Training & Talent Development

As Director of Training & Talent Development, Ms. Agudo is responsible for the oversight of all training related programs for all Royal American Management employees. The training department develops and delivers training and workshop activities that engage employees, meet learning objectives, and contribute to training program objectives and performance targets. Ms. Agudo is also responsible for conducting Community Manager training monthly for all newly hired and promoted Assistant Community Managers and Community Managers. Ms. Agudo joined the Royal American family in 2013. She has over 20 years of management experience in both retail and property management. She serves as an officer on the AAGO Foundation Board, and on numerous committees with the Apartment Association of Greater Orlando, Space Coast Apartment Association, Florida Apartment Association, and the Central Florida chapter of the Institute of Real Estate Management. She also serves on the RA Diversity, Equity, and Inclusion Committee. Ms. Agudo has a Modern Classroom Certified Trainer (MCCT) certification and Virtual Facilitator Certification through the National Apartment Association Education Institute (NAAEI). She is also a Certified Community Manager (CAM).
Brittany Walsh

Brittany Walsh

Director of Marketing

Director of Marketing Brittany Walsh directs all advertising, market research, public relations, and marketing efforts for Royal American Management. She is responsible for the full development and implementation of innovative, brand-building marketing plans and strategies for existing and new properties in RAM’s portfolio. In addition, Ms. Walsh oversees and manages all design projects by providing creative direction to her creative design team who create all marketing collateral including logos, brochures, signage, print and electronic media for each property. She continuously monitors the effectiveness of each marketing venue and the occupancy of each community and adjusts individual marketing strategies as needed. She visits communities to work directly with their leasing and marketing staff as needed and is always available to provide marketing support and advice. Ms. Walsh began her career with RAM in 2006 as Marketing Specialist, and soon became a Marketing Coordinator and then Marketing Research and Social Media Manager before her promotion to RAM Director of Marketing in October of 2010. Brittany graduated from Florida State University and holds a Bachelors Degree in Professional Communications.

Julian LeaseLabs

Melanie TEST

Rose Clemo

Isabel Kelemina-Mudd

Giving Back

COMMUNITY SERVICE

One of the driving principles of Royal American is the importance of community service. We advocate for important local causes in the communities we are a part of and empower employees to share their time, talent and passion with causes that improve the lives of those who live in them.

Some of our favorite causes:

  • One on One/One by One
  • Hatching Hope
  • ASAP Panama City

EXCEEDING EXPECTATIONS

SETTING THE BAR HIGHER

Employment Opportunities

GROW WITH US

The Royal American family of companies shares a culture built around collaboration and contribution to the wider community.  Our team shares a culture of passion and determination, respect and trust that fosters ingenuity and innovation, an approach we take within our companies as well as with our partners and clients.

Join Our Team

Join the Family

AFFILIATED COMPANIES


HOSPITALITY
Royal American Hospitality includes a full network of brands that deliver a seamless vacation experience to guests and profit-building opportunities to each affiliated company. From a diverse collection of vacation rental options, convention space, family entertainment, water sports, and more . Check out all we have to offer. royalamericanhospitality.com


FOOD SERVICES
Royal American Food Service operates three TGIFridays locations on the Gulf Coast. Dine in, take out, catering options are available at all locations. 


INSURANCE
Peoples First Insurance Services, headquartered in Panama City, Florida is the area’s largest independent insurance, bonding and risk management provider. With over 100 years in business, they deliver years of expertise covering a broad range of services for both commercial and personal insurance lines. 


LANDSCAPING
Southeastern Outdoor Management is a landscape and irrigation, design/build, and maintenance business that specialize in commercial and residential installation. 


RECREATION
Nature Walk Golf Club is a hidden gem tucked away in Lynn Haven, Florida. The 9-hole course is enjoyable for seasoned golfers and eager beginners alike. They offer a top-notch driving range, an accommodating clubhouse with café, and a pro-store on-site. 


PARTNERSHIPS & PROGRAMS
One on One, One by One is a 501-C3 Welfare to Work program whose mission is in its namesake. It was established by Royal American Management in 1999 after receiving a grant from the local Workforce Board in Bay County, Florida. This organization assists individuals in making the transition from welfare to work to include transportation, job training, improving employability skills, childcare, and much more. The program has been highly successful placing over 4700 clients in stable, long-term jobs since it’s inception.


ROYAL AMERICAN CONTAINERS (RAC DISPOSAL SERVICES)
RAC Disposal Services offers roll-off dumpsters & containers in various sizes and affordable prices across the Florida Panhandle. racdisposalservices.com

Royal American Companies

Our Affiliates

Nature Walk Golf Course
Peoples First Insurance
RAC Disposal Services
Royal American Hospitality
Southeastern Outdoor Management Inc.
TGIF